You know the feeling of unpacking after a move...
First comes relief, "only one box left!!" As you stand before a freshly rearranged kitchen, the last box sits on the floor. You breathe a sigh of relief because after days of unpacking, one box seems like a breeze. You can see the light at the end of the tunnel.
And suddenly, three more boxes appear out of nowhere. One on the counter top, one in the living room, and one covertly placed behind you. Someone must be playing some kind of cruel joke. Defeated, you tackle the remaining boxes, unloading items that have no "spot" quite yet.
The boxes are now empty, but you realize what a huge mess you have before you. The light at the end of the tunnel has burnt out.
Why does moving feel like a never-ending process?
Getting settled into a new place - whether it's a dorm, apartment, or house - is a lot of work. Not to mention, it can cost a lot of money. I just moved into a place of my own. My boyfriend and I are realizing how much stuff we have, and how much stuff we still need.
I've discovered that there comes a time when you have to stop, make do with what you have, and settle in for now. Little necessities here and there can pop up for days, weeks, even MONTHS. There is no "end" to moving. That's why you have to tell yourself, it's good enough for now. Prioritizing can makes it easier to determine your more urgent needs. The other stuff can wait.
Moving takes preparation, planning and patience. There are unexpected expenses that pop up, being financially prepared for a move is critical. Planning for expenses (both big and small) will help avoid overspending. It will help you to save for some bigger furniture items (i.e. couch), you might need. Patience is key. You may not be able to afford everything right away.
In this month's blogs, I will talk about affording the things you need in a new place, getting a loan, and when to ask your credit union for financial help. Loans can be helpful in a move - for instance, in buying expensive items, like couches and furniture. Credit unions offer personal loans with great rates that can help you to buy these items.
In addition to buying new furniture, loans are often necessary for other big ticket items, like cars. Check out this video on Loan Basics, and follow me on social media (Instagram, Twitter, Facebook) and join me again here, at YoungFreeMaine.com for all you need to know about affording a move and getting your first (or second) loan!
Keep Livin' the Young & Free Life,