One week ago I took my first ski trip of the season. Having recently moved downstate to the Portland area, I was excited to try out one of the local places - Shawnee Peak. Conditions were perfect, it was going to be a great day, I thought.
My boyfriend and I arrived at the mountain around 9 a.m. on Monday, a holiday. We hopped out of the truck, I grabbed my equipment and my debit card. We walked over to the booth to buy our tickets....for $65! I didn't say it out loud, but that was a big chunk of change for a few hours of skiing. But, we were here for fun so I shoved my debit card in my pocket and off we went.
Skiing was a blast and I didn't regret my spending one bit. We enjoyed the trails until about lunch time, and then went inside to warm up. My boyfriend was going to buy some hot chocolate, so I pulled out my debit card to hand to him for mine, too. "It's alright, I got it," he said. I put my debit card back in my pocket.
After enjoying the hot drinks, we went out for a few more runs before deciding to head home. We walked out to the truck, got in, and got ready to take off. I wanted to make sure I had everything, i.e. my phone, so I searched my jacket pockets, and found it. Then, I remembered I had taken my debit card with me too, but didn't feel it in my pocket. I reached back in. Pockets can be really good at making things disappear. I searched the pocket I thought I had put it in, and came up empty. So I turned to the other pocket. Empty. I started to panic. Where was it? I looked around the floor of the truck, on my seat, on the ground outside. It was nowhere to be found. It could be anywhere...on the mountain (which would be impossible to find), in the lodge, in the parking lot...
I started imagining worse case scenarios....
Someone found my card, and is treating themselves and all of their ski crew to lunch...on Mallory!
Maybe they're going shopping, right now, and are going to buy hundreds of dollars worth of stuff!
This trip is going to turn out to cost me a lot more than $65!!!
I had to act. Fast. But wait....it's a holiday, I remembered, my credit union will be closed. How can I call to cancel my card if the credit union's not open? Now, I was really starting to panic. There must be something I can do. I didn't want to waste time searching the mountain for the card, I wanted it to be blocked, immediately. I called my mom and learned that there is a number you can call to cancel a debit card at any time. HALLELUJAH! I was saved.
The bad thing about this number...it is located on the back of your card. So, if you lose it, it's basically useless. Luckily, there is something you can do right now. Go to your card, look on the back, write down the 800 number, and put it in a safe place...put it in multiple places!
Thankfully, I was able to call this number, cancel my card, and relieve myself of worry. Now, if the wrong person came upon my card, they wouldn't be able to fund their next ski trip with it. The next day, I called my credit union to order a new debit card. It was as simple as that.
Now, I'd love to hear from you!
Have you ever been in a situation where you lost your debit card? What did you do? How did you handle the situation? Let us know in the comments!