Find Your "Little" Purchases
If you have a daily routine - stopping for a morning coffee, smoothie, or picking up lunch at your favorite restaurant, you know what I mean by "little" purchases. These little things add up in cost, and I know how you feel! These daily habits can be hard to break, and let's face it, we don't always want to break them...
The bad news is, these little purchases are hurting our ability to save money. If we're trying to save for something big, they can stop us from being able to afford it. Have you ever had to skip out on a trip or a fun activity because your account was running dry? I have...
If you have big plans, or a major purchase in mind, these little purchases often get in the way! But not anymore! I have a way to deal with these little purchases, so they no longer stop our big plans.
Pinpoint your guilty pleasures. Watch your spending habits for a couple of weeks. If you find that you're spending $50 a week on lunch, or $20 a week on coffee, these are the culprits!
Find alternatives. If you're obsessed with your favorite coffee place, make a compromise with yourself. One coffee per week at Starbucks, if you make the rest from home. Or, if you love having lunch out with friends everyday, figure out how to replicate your favorite sandwich and make it at home instead! Bring a lunch four days out of five.
Stay motivated. Get your friends on board with your savings goals can help you stay accountable. If you're planning a trip together, you can help each other reach your goal!
Now, I'd love to hear from you!
Have you ever saved up for a big purchase? Or, have you ever suffered from a dry bank account because the little things got the best of you? Share your experiences/stories/advice in the comments!